ddo you consider yourself an adult? Do you have a regular nine-to-five job? Health insurance? Married with kids maybe? Or just starting your first “corporate” career?

Welcome to adulthood…

But, are you still living paycheck to paycheck? No savings? Struggling to make ends meet?

Again, welcome to adulthood…

You may not realize it yet, but there are things you think are grownup behaviors that are keeping you broke even as you are really trying to build wealth & achieve success. Here are five simple stupid adult behaviors keeping you broke below…

1. Happy Hour & the Weekend Party

It’s great to hang out when you get off of work, or to unwind & blow off some steam with your buds. But think of this: If a drink costs an average of $8 & you are buying three drinks (a round) every day & then blowing, let’s say, a hundred on the weekend going out having drinks & dinner that’s $880 bucks per month…

That’s money you could be setting aside to invest in yourself like learning a new skill set, say day trading, or investing in a real asset that produces cash flow.

2. Putting Your Money in the Bank

The only reason you should be putting money in the bank is to have a place to keep it until you have enough to invest. Storing away your money long term in a savings account is the same as burying it in the backyard & letting it rot. The bank’s interest rates don’t even keep up with inflation. You’re losing money by having it in a bank.

3. Buying a Home

Tired of renting & think that to be an adult means buying a house? Wrong! Not only do you have a mortgage payment each month, which almost all goes to interest on the loan you took, you have to pay for all upkeep, taxes, & insurance. Think about this, to get any kind of sizable equity in your house, it will take years & years.

4. A Fancy Car Payment

You don’t need a new car, a luxury import or anything like that. What you really need is a reliable, safe, affordable car. That could mean used or something that doesn’t have all the bells & whistles to impress your friends, parents or neighbors.

The average monthly payment on a new car is $499 per month & the average length of a new car loan is 67 months. And worse, most people only think about what the monthly payment is & not the price of what they are actually buying.

Try this exercise, take your monthly car payment & divide it by the hours you are actually in your car using it. Now take that hourly figure & subtract it from your hourly wage.

5. Bad Debt

Going into debt on something that will produce cash flow or is an investment in yourself is debt worth going into. Bad debt like credit card debt used to go out, buy clothes, cover the expenses because you don’t have any money is not the way to utilize it.

In 2017 Americans paid over $104 billion in credit card interest. Take a look at your next credit card statement & find the area that tells you how long & how much it will take you to pay off the outstanding balance if you pay the minimum amount each month.


Being an adult is about taking responsibility, a commitment to behaving wisely & in your best interests, now & for your future. Wasting money is not an adult-way to live. Wasting your life is not an adult-way to live.

Ready for a change from living paycheck to paycheck? Ready to live your life but on your own terms & in your own way that will make you happy and be successful?

Join me at Team Day Trader, become a Team Member & be mentored by a real Investor, see what I do on a daily basis, see what kind of opportunities I’m looking at on a day-to-day basis. Live the lifestyle of being an investor & what it takes.

You’ll be exposed to a new way of thinking, you’ll get a different mindset on money, finances, and see how to boost your income & life to new, incredible levels.

Closing Remarks

Now, I’d love to hear from you, perhaps your experiences on this subject.

What part of this conversation was most impactful for you? Leave a comment below and let me know.

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Thank you for reading, watching and adding your voice to the conversation.

With that said, “We have great challenges and great opportunities, and with your help, we will meet them together!” – Jason